<strong>Family First Credit Union</strong><br>148 Main St, Lithgow 2790<br>Tel: 1300 369 900; 6354 1615<br>Email: <a href="mailto:enquiries@familyfirst.com.au">enquiries@familyfirst.com.au</a><br>Web: <a href="http://www.familyfirst.com.au" target="_blank" rel="noopener noreferrer">www.familyfirst.com.au</a><br>Hours:  Monday, Wednesday, Thursday &amp; Friday 9am - 5pm; Tuesday 10am - 5pm<BR><BR><strong>Financial Information Service</strong><BR><BR><strong>Department of Human Services</strong><br>Tel: 132 300 for information;<br>Web: <a href="http://www.humanservices.gov.au/fis" target="_blank" rel="noopener noreferrer">www.humanservices.gov.au/fis</a><BR><BR><strong>No Interest Loan Scheme (NILS)</strong><br>Mary MacKillop Today<br>Tel: 0413 243 117 or 02 6331 2010<br>Email: <a href="mailto:lithgow@mmtloans.org.au">lithgow@mmtloans.org.au</a><br>Contact: Sophie Tinning<br>Hours: 9am till 2pm Monday-Friday (on 02 6331 2010).<br>We provide interest and fee free loans for low income earners and Centrelink recipients to purchase essential items and services such as fridges, washing machines, furniture, car repairs and medical procedures.<br>We are also no offering free financial coaching and education workshops. The workshops are tailored to individuals needs and cover topics such as; budgeting, saving, banking, credit and loans, managing bills, debt reduction and tenancy.<BR><BR><strong>Reliance Credit Union</strong><br>124 Main St<br>Tel: 6350 3102<br>Call Centre:&nbsp; 13 24 40<br>Email: <a href="mailto:lithgow@mmpcu.com.au">lithgow@mmpcu.com.au</a><br>Contact: Sarah Kunst, Daniel Whiteman&amp; Karen Houston<br>Hours: Monday to Friday 9am to 5pm.<br>Find us on Facebook<BR><BR><strong>Salvation Army - Community Welfare Centre &amp; Family Store</strong><br>101 Main Street<br>Tel: 6352 3515<br>Email: <a href="mailto:lithgow.corps@aue.salvationarmy.org">lithgow.corps@aue.salvationarmy.org</a><br>Hours: 9am to 4.30pm Monday to Friday. Welfare Assistance 10am-12pm Tuesday &amp; Thursday<br>Contact: Theresa Pilla<BR><BR><strong>St Vincent De Paul Store - Lithgow</strong><br>193 Main Street<br>Tel: 6351 3774<br>Hours: 9am- 4pm Monday to Friday<br>Client assistance interviews: Monday, Wednesday, Friday 1pm - 3pm.<br>Find us on Facebook<BR><BR><strong>St Vincent de Paul Store - Kandos</strong><br>60 Angus Avenue, Kandos NSW 2848<br>Tel: 6379 4555<br>Hours: 8.30am-3.30pm Monday &amp; Thursday; 9am-4pm Tuesday, Wednesday, Friday<br>Find us on Facebook<BR><BR><strong>St Vincent de Paul Store - Portland</strong><br>43 Willewa St, Portland 2847<br>Tel: 6355 5077; after hours emergency 6355 5901 or 6352 3774<br>Hours: 9am-3pm Monday to Friday, 9am-12noon Saturday<br>Client assistance interviews: Monday &amp; Friday1pm-2pm.<br>Find us on Facebook